Rapid Decision Mortgage Term

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Mortgage term life insurance

Fast Issue   No Medical Exam

Answer health questions to qualify

Up to $500,000 Mortgage Term Life,
depending on age

Online QuoteBrochure

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  • Very ‘Rapid Decision’:  Most policies are issued within 24 hours of a completed application.
  • 'Mortgage' life insurance:  The amount of coverage goes down each year, similar to the way that the balance of your mortgage goes down each year. Match the term of the insurance to the number of years to pay off your mortgage.

  • Excellent value:  Of all mortgage life insurance with no medical exam that we are aware of, this has the lowest premium of all. The premium for this ‘Rapid Decision’ policy can not be lower than when we take your application, guaranteed.
  • Optional extras:  You can add various riders to the policy to enhance the coverage. See the "Optional Riders" list on page 2 of the Brochure.
  • Renewable:  Premiums are guaranteed for the term period you select. After your selected term, you can renew the policy on a yearly basis through age 94. The premium will then change according to a yearly renewable term increasing premium schedule.
  • A Trusted name:  The insurer's Financial Strength Rating from A.M. Best¹ is A- (Excellent). The company has been in business since 1896. It has over $22 billion of life insurance in force.

All applications are subject to underwriting approval. Proof of mortgage activity in the last 13 months is required. Not available in WY or NY.

fidelity life insurance

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Rapid Decision Term life insurance is issued by Fidelity Life Association, A Legal Reserve Life Insurance Company, home office in Oak Brook, IL. The product is an obligation of Fidelity Life, is not insured by the FDIC and is not a guaranteed deposit. Life insurance policies contain exclusions

and limitations; benefits may vary due to misstatement of age or sex. This life insurance product may not be available in all states. The life insurance policy is issued as form number F3600 or a variation of such. Roy Hutchison licensed producer (agent/broker). CA license OE64962

The insurer reserves the right to order a medical exam, test, or report if that would assist a customer in clarifying or correcting an item of medical history.